How to save money when you are 60 or older | Consumer Affairs

Eating out and entertaining

The high cost of living makes it more important than ever to ensure that your money stretches as far as possible.

Fortunately, if you are over 60 years old, you can take advantage of a wide range of deals and discounts and save a lot of cash.

Some bars, restaurants, cinemas, and theaters offer discounts to people over 60, especially on weekdays when people are at work.

Check with your local pub, as they often serve discounted lunches on certain days of the week. Some Greene King pubs offer seniors loyalty plans, offering 50% off every fourth meal, seniors menus every day, with one or maybe two courses for £4.49.

The Odeon Cinemas chain has been offering discount tickets for over 60 years through the Silver Cinema Initiative, with tickets starting from £3.50, and tea, coffee and biscuits before the movie.

Likewise, the Empire’s Seniors scheme offers tickets for those over 60 for £3.75 every Wednesday, again including tea or coffee.

Taking to the stage, the Royal Shakespeare Company is offering discount tickets to those over 65 on select shows, with 20% off available on all seats for Monday and Tuesday evening shows and all midweek contestants.

Over-60s can save midweek at London’s National Theatre, with £66 reduced to £46 and £56 to £36 at the two largest venues.

Parks, museums and attractions

Senior National Trust membership offers those over 60 who have been a member of the organization for at least five out of the past 10 years, a 25% discount on adult rates. It’s £57.60 for a Single Senior Membership, or £95.40 for a Combined Senior Membership.

English Heritage offers a discounted Senior Membership for people over 65, priced at £59 a year compared to £66 (or £92 a year for a joint membership if you are both over 65). This gives you access to more than 400 historical sites, free admission for up to six children, and free or discounted admission to events.

You can buy a discounted lifetime membership to the Royal Horticultural Society if you are over 60 years old. It’s certainly not cheap but the discount is big: £935 compared to £1495.

Other sites that offer discounts for those over 60 include Longleat Safari Park, Home and Gardens, and the Beamish Open Air Museum.

Ickworth House owned by the National Trust and Gardens in Suffolk.
Ickworth House owned by the National Trust and Gardens in Suffolk. Photography: Chris Dorney/Almy

Energy and bills

Most people born before September 25, 1956 are entitled to a Winter fuel payment Between £250 and £600 to help pay their heating bills. The amount includes a one-time “pensioner’s cost of living” this winter of between £150 and £300. You should automatically receive this by January 13, 2023 if you get your state pension, but if you don’t, you may need to file a claim.

A blue flame from a gas stove.
You may be entitled to a free gas safety check from your local energy supplier or authority if you are over 60 years old. Photo: Norrie3699/Getty Images/iStockphoto

If you receive certain benefits such as pension credit, you can also claim Pay in cold weather. This equates to £25 per seven-day period of ‘extremely cold’ weather between 1 November and 31 March. The money should be paid into your bank account automatically but if you don’t receive it, contact your pension or employment center to claim.

Check if you are entitled to a free gas safety inspection from your power supplier or local authority if you are over 60 years old. Remember that if you are struggling to pay your bills, the service provider should do everything they can to help the elderly or vulnerable people. This could include free or reduced home insulation or a boiler installation, or an energy grant if you owe, for example.

Given the cost of food rockets, you’ll want to do what you can to save it at your grocery store.

The Icelandic supermarket chain offers people over 60 years old a 10% discount in-store every Tuesday, with no minimum spend. You will need to show proof of age to claim your deduction.

Many retailers also offer loyalty system rewards for this age group. For example, if you are 60 or older and have a Boots Advantage Card, you can earn eight points (compared to four) for every £1 spent on Boots-branded products. You can also get 20% off glasses at Boots Opticians.

Maltese dog
The Dogs Trust charity offers half-price membership to those over their 60s. Photo: Arterra Photo Library / Alamy

Meanwhile, Specsavers is offering a 20% discount on eyeglasses in their £69 or higher range for those over their 60s.

You can also get free NHS prescriptions if you are over 60, provided you complete the back of the prescription form, and you may be asked for proof of age.

home and pets

Rest Less, the digital community for those in their fifties, sixties and beyond, offers a wide range of discounts to its members. These include 50% off a year’s membership with TrustedHouseitters (usually £99 for the basic package), a website that matches homeowners with pet sitters.

The Dogs Trust is offering half-price membership to those over 60 (£12.50 per year instead of £25). Membership gives you 24-hour access to a phone line for advice from qualified vets, and third-party insurance if your dog causes damage or injury to another person, property, or pet.

If you have a low income and are over 60, you may be able to use the Age UK charity ‘Handyperson’ scheme. This gives you access to free or discounted repairs and other services.


If you reach the state pension age, which is now 66 for both men and women, you are entitled to free off-peak travel on local buses in England. check government website To find out if you are eligible or not and apply for a Seniors Bus Pass. In Scotland, Wales and Northern Ireland, you are entitled to a free bus pass when you reach the age of 60.

If you travel by train, you can apply for a Big Train Card once you reach the age of 60. This card costs you £30 for one year or £70 for three years, and qualifies you for Class III Standard Rate or Class One.

On top of that, there are some great offers to help save on the rail pass itself, as we’re currently offering up to 31% in cash back to new Trainline customers, which means it’ll cost you Getting a three-year Big Rail Card for just under £50.”

Train on a bridge over the Tamar River connecting Devon and Cornwall
You can apply for a Big Train Pass once you reach the age of 60. Photography: Mark Hill/Almy

If you are over 60, not yet Eligible for Freedom Pass Living in London, the Oyster +60 card allows free travel on buses, tubes, trams, DLR, London Overground and most national rail services in the capital. Meanwhile, the Seniors Freedom Pass gives you free travel across London and free local bus trips nationwide. You must meet the age criteria, which you can Check on the site. The age of entitlement is rising in line with the state pension age for women.

If you’re traveling by bus, you can get a National Express Big Coach Card for £15 a year (£12.50 plus £2.50 p&p) to save you a completely non-standard and flexible third fare.

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